In recent years, we have seen a rise in services that charge a regular monthly fee. The monthly fees are usually low and, as a result, many people do not see them as significant expenses. However, once you add up all of your video streaming, music streaming, meal box deliveries, fashion subscription boxes, utilities and magazine subscriptions, you could be spending hundreds of dollars per month on services you’re not really using. If you’re looking for a way to turn these zombie expenses into something you can really use, like taking that dream vacation or buying a new car, then consider these 5 money hacks that can automate your savings and help you achieve your most ambitious financial goals.

Turning Zombie Expenses into Growing Savings

The danger with automatic expenses is how easily they can continue without you even noticing. Even if you don’t use the service as you once did, you still pay the full bill each month. Before you know it, you could be spending hundreds of dollars every month on automatic subscription services instead of saving for that new car you have been thinking about or taking that trip to Greece you’ve always dreamed of.

Motivating goals, rewarding results

The first thing you are going to need to do is—you guessed it—create a goal. Dreaming about taking extravagant trips with friends is fun, but if it’s something you actually want to become a reality you need to commit to it and make it a concrete goal. Don’t rule out your most exciting adventures just because they seem financially unreachable—they might be more achievable than you think. Studies show that the simple act of setting a goal can significantly increase your chances of achieving it. Plus, the more exciting and meaningful the goal is to you, the more motivated you will be to turn off those subscriptions and instead turn them into automatic contributions towards your newly defined goals.

How can you define a goal? Good question. New mobile savings apps make it easy to create a goal and automate your savings on a schedule that works for you. So, if you are looking for a way to conveniently save for that European getaway, consider downloading a savings app like Evati. That way, every time you unsubscribe from one service, you can turn those monthly savings into monthly contributions towards that international trip instead. There are a lot of recurring purchases that could be draining your bank account each month. Think about what yours are and how you can turn them into recurring savings instead. Below are 5 common ones to help get your gears turning.

1. Do You Need Every Streaming Service?

These days, there seems to be a new television and movie streaming service available all the time. Between Netflix, Hulu, Crackle, HBO Go, and other services, you can build a big monthly bill pretty quickly. Wasn’t the goal of these streaming services to cut back on the expenses of cable? Try narrowing down the subscriptions you pay for and set up auto contributions to begin investing that money instead.

2. Magazine Subscriptions Are Costing You Dearly

Those magazines that pile up on your coffee table unread can add up, too. Instead, you can explore what’s available for free online or whether your library has those same magazines. Some libraries have adapted to the digital age and allow you to download new magazine issues right to your smartphone or tablet.

3. Food to Your Door Makes You Poor

Meal box subscriptions may be convenient but, make no mistake, this is a luxury subscription. If you don’t have a luxury-sized budget, you should opt for buying your own groceries. Turn those savings into an automatic contribution towards bigger plans like a trip to France with all of your foodie friends.

4. Subscription Gift Boxes Aren’t a Gift for Your Wallet

Pet toys, clothes, and makeup are all products that come in monthly boxes these days. It sure does feel nice to get a box of gifts at your door every month, but is the price really worth the convenience? Look for similar products at local stores. You may find that you can cancel your subscription without sacrificing much and use that money to save toward the goals that are really important to you.

Turn Auto Expenses into Auto Savings

Evati makes investing toward your goals convenient and easy. Simply create a goal for anything you want to save for and create recurring contributions to automate your savings. Start turning your zombie expenses into growing savings when you automate your savings with Evati. Download the Evati app today!