Evati Privacy Policy

Effective Date: June 1, 2018

We know your privacy is important to you.  It’s important to us, too.

This Privacy Policy explains how Evati, Inc. and its subsidiaries collect, use, and store your personal information.  This Privacy Policy affects your rights.  Please read it carefully.

Evati offers online consumer financial services (“Services”) through its “Evati” mobile application (the “App”) and through its website, www.evati.com (the “Website”).  The App and the Website are collectively referred to herein as “the Platform.”

By visiting and/or browsing publicly accessible areas of the Platform, you acknowledge that you have read, understand, and agree to be bound by the terms of this Privacy Policy and our Terms of Use.

The publicly accessible areas of the Platform are provided exclusively for educational and informational purposes and do not constitute the Services offered by Evati.  By registering for or using any of the Services offered by Evati, you will also be bound by the terms of a separate customer agreement, which depends on the types of Services to be provided.

Information Collected

Information You Provide:  The nature of the Services we provide, and the rules and regulations governing how those Services can be provided, require us to collect certain personal and non-public information from you.  Depending on the type of Service you request, that information may include: full legal name, contact information, date of birth, social security number, bank account and login credentials for accounts you choose to link, employer, employment status, annual income, and net worth.  We may also ask you to provide information relating to your investment objectives, risk tolerance, investment horizon and information necessary to verify your identity and to determine your eligibility to receive our Services under applicable laws and regulations.

Information Obtained from Third-Parties:  We collect information you authorize us to obtain as your agent including, for example, account information from your financial institutions.  We may work with third-party financial service technology providers to access and retrieve such information.  By authorizing us to act as your agent, you agree that your personal and financial information may be transferred, stored, and processed by third-party technology providers in accordance with their privacy policies.  Please review those privacy policies before authorizing us to collect your personal and financial information.

Transaction Information:  We collect information arising from any transactions related to the Services we provide, including information we receive from our brokerage partner.

Technical and Device Information:  When you access the Platform through the App or the Website, we may collect technical information such as device type, browser type and version, service provider information, IP address, operating system, referring and exiting websites, carrier, network type, date and time, activity while on the Platform, and data displayed while on the Platform.  We may also use data collection tools such as web beacons, pixel tags, embedded links, cookies, and similar techniques.

Minors:  Evati does not offer Services to anyone under the age of 18 and, accordingly, does not knowingly collect personal data from anyone under the age of 18.  If you believe a minor has provided personal information to Evati, please contact us and we will delete such information from our files.

How We Use Your Information

Evati primarily uses the information collected to provide Services to you.  If you choose not to provide any of the information we request from you (or authorization for us to obtain information from third-parties), we may not be able to provide certain Services to you.

Evati may also use the information it collects: (i) to provide customer support related to its Services; (ii) to offer new products or services to you; (iii) to analyze and improve our systems or Services.

Evati may share the information it collects with our brokerage partner solely for the purpose of allowing that brokerage to provide services to you.  Evati may also share your information with our regulators, as necessary.

Evati uses Plaid Inc. (“Plaid”) to gather your data from financial institutions.  By using the Platform, you grant Evati and Plaid the right, power, and authority to act on your behalf to access and transmit your personal and financial information from the relevant financial institution.  You agree to your personal and financial information being transferred, stored, and processed by Plaid in accordance with the Plaid Privacy Policy.

Evati may need to hire third parties to perform certain business or technology functions on its behalf, which may require the sharing of some of the information we collect to those third parties.  In those instances, we will share the minimum amount of information necessary to allow those third parties to perform the specified function.

Evati may share the information it collects with its parent companies, affiliates, subsidiaries, joint ventures or other companies that we control, are controlled by, or are under common control with us.

By using the Platform, you authorize Evati to use your information as set forth above.

How We Don’t Use Your Information

Evati does not sell, rent, trade or allow access to the information it collects with any third parties except as set forth above or when otherwise required by law.

Security of Your Information

Evati takes security very seriously, and our team works vigilantly to safeguard your personal information.  Evati utilizes a combination of physical, technical, and administrative measures to protect the data it collects from loss, misuse, unauthorized access, alteration or disclosure.  The non-public information we collect is encrypted and stored on secured servers.  If transmission of the data is necessary, we also encrypt the information during the transmission process.

You are responsible for keeping your login and password information secure.  We recommend that you periodically change your passwords or whenever you have reason to believe that your password may have been compromised.

Despite our efforts, no internet, email, or electronic operating system can ever be completely secure or risk free.  In light of that, please consider what information you provide to us (or authorize us to obtain on your behalf) carefully.

Updates to Policy

Evati is committed to maintaining the privacy and security of your personal information.  To that end, we regularly re-evaluate our privacy and security policies and procedures.  In addition to posting any updates to this Privacy Policy on the Platform, we will notify you by email to the email address linked to your account of any updates to this Privacy Policy prior to those changes becoming effective.  By continuing to visit or use the Platform after any changes to this Privacy Policy become effective, you acknowledge that you have read, understood, and agree to be bound by the terms of the updated Privacy Policy.

Contacting Evati

Please contact us if you have any questions regarding this Privacy Policy.

Tel: (888) 382-8475

Email: [email protected]