Do you ever feel like you don’t have enough money to start investing? Think again! If you can pull just a few dollars per week, you can start investing. The earlier you start the better off you are. Thanks to the power of compound interest, every dollar you save today can be worth a lot more in the future. Starting small will help ensure you don’t miss out.

Start with $1 per workday

If you work five days per week and can save just $1 per day, that’s $5 per week. Over a typical month, that means saving $20 per month for your future goal. Even at minimum wage, that is less than three hours of work per week dedicated to savings.

If you can save $20 per month and earn the average return of the S&P 500 (about 10% over a long period of time), you would have over $1,500 in five years. You would have about $4,100 after 10 years. After 20 years, that total would be just over $15,000 dollars. That’s huge!

Because of the power of compound interest, every dollar you save now grows at a faster and faster rate in the future. While there is no guarantee that market returns will stay at the same 10% level, you won’t get any return on investment if you don’t invest.

Evati has no minimums and charges just $1 per month for accounts under $5,000. Even if you need to start at just $5 or $10 per month, you have enough to get started.

Make small increases when you can

If you are able to increase your savings to $10 per week, or $2 per workday, you would have more than $30,000 in 20 years and $90,000 in 30 years. While that alone isn’t likely enough for retirement, it does show you how much your investments can grow over time.

If you have access to a 401(k) at work, look into automatic increases each year. If you use Evati for your investment goals, you can log in at any time to increase your savings rate or make a one-time contribution for your future.

If you have a goal that is five to ten years away, a conservative investment strategy can help you preserve your assets while earning a return. If your goal is ten years or more in the future, you can take a more aggressive approach to build your wealth even faster.

Just keep in mind that a more aggressive investment strategy also comes with more risk of losses. There is never a guarantee you will make money. But if you invest in a diverse portfolio, you are in the best position for long-term success.

It’s never too early to start building your wealth

If you had a windfall of $100 or even $1,000, what would you do with it? If you get a large tax refund, would you blow it while shopping or invest it for the future? Don’t let that cash slip through your fingers or waste it on a short-term want. Every dollar you get has an opportunity to improve your financial wellbeing, don’t squander it!

Recent studies indicate that 40% of Americans couldn’t pay for a $400 expense without debt. If that sounds like you, consider starting with a $400 emergency fund goal. From there, you can save for goals like a home down payment, retirement, or anything else that’s important to you.

Instead of working for your money, saving and investing puts your money to work for you. Your path to savings starts with the first dollar. What are you waiting for? Start building your wealth today.